Last Updated: December 24, 2025

Please read these Terms of Service (“Terms”) carefully before using the website operated by Aspire Financial LLC dba Life By Aspire (“we,” “us,” or “our”).

1. Acceptance of Terms

By accessing or using our website and services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.

2. Services Provided

Life By Aspire is a life insurance agency. We provide platform-based tools to obtain life insurance quotes and facilitate applications.

  • No Quote Guarantee: Quotes provided are estimates based on the information you provide. Final premiums are determined solely by the insurance carrier after underwriting.

  • Not an Insurer: We are an agency, not the insurance company. Your policy contract is between you and the insurance carrier.

3. Accuracy of Information

You represent that all information you provide for a quote (health history, tobacco use, etc.) is accurate and complete. Providing false information may result in a voided policy or denied claims by the insurance carrier.

4. Intellectual Property

All content on this website, including logos, text, and graphics, is the property of Aspire Financial LLC and is protected by copyright laws. You may not use our branding without written permission.

5. Prohibited Uses

You agree not to:

  • Use the site for any fraudulent purposes.

  • Use automated systems (bots/scrapers) to extract quote data.

  • Attempt to interfere with the proper working of the Facebook Pixel or site security.

6. Limitation of Liability

To the maximum extent permitted by law, Aspire Financial LLC shall not be liable for any indirect, incidental, or consequential damages resulting from your use of our services or the actions of third-party insurance carriers.

Disclaimer: We do not warrant that the website will be error-free or that quotes will always be available.

7. Governing Law

These Terms are governed by the laws of the State of Kansas, without regard to its conflict of law principles.

8. Contact Information

Aspire Financial LLC 2016 1st Avenue, STE 603, Dodge City, Kansas 67801 | info@lifebyaspire.com